SERVICES

Using a Life Map template, your future wants and needs as well as your current situation are catalogued in perspective to each other. It's all about creating and maintaining a healthy life balance, so the first step is always to look at your life from every possible angle and identify the challenges and opportunities laid out before you.

Once the Life Map has been populated, an Action Plan is created at the bottom to direct your attention towards what needs to be done to make it all happen.

You can download a free Life Map Template here: Life Map Template.

Your Economic Model is an intelligent cash-flow system which underpins your Personal Economy and provides you with the stability you need to take control of your finances. It is comprised of various bank and loan facilities and involves moving the money around in a way that maximises the return to you.

You don't need to invest your money elsewhere and you don't need to take any risks; you just need to know and implement what the banks won't teach you.

Each model is tailored specifically to your needs and, whilst the understanding of each model is complex, its actual functioning is amazingly simple. Whilst results vary for different models and different clients, it is likely that you will generate an effective return of 6-8% from your existing cash-flow (from the very day it reaches your bank account until the day it leaves).

Whilst the surpluses generated are typically small at first, these accumulate over time as the system captures them when available. When extra funds are needed to cover extra expenses, the system provides for these.

Over time, a savings wedge is generated, which can then be injected back in to your strategy to provide for your wants & needs identified in your Life Map.

When successfully repeated over a few years, the difference between your Old Probable Future and your New Probable Future is likely to be massive.

Once your Life Map and Economic Model have been established, it is time to project your Probable Future.

A number of projections are created using variables from reliable sources (e.g. Australian Bureau of Statistics, Australian Tax Office, Reserve Bank of Australia, Australian Securities & Investments Commission). Projections vary from being very bearish (conservative assumptions) to very bullish (growth assumptions) and provide you with a realistic ‘future-framework’ in which to operate in.

A 12-Month Tracker is included to measure your progress month-on-month, so that the efficiency of your Economic Model can be monitored.

Seeing your progress month-by-month is also very motivating, and makes it easier to turn your new-found skills in to long-term habits.

Your long-term projections can be updated every 12 months, allowing you to maintain a clear perspective on where your life is heading and what is required to make it all happen for certain, not just maybe.

Most people find it too challenging to implement a successful DIY Financial Plan without a professional to help guide them along the way.

As your facilitator, our job is to spend time getting to know you so that we can properly understand your wants, your needs, your challenges and your opportunities. We need to understand exactly where you are at now so that we can work together to ensure that you reach the next step with ease.

As part of this One-On-One Support, we also offer Ongoing Research, Scenarios and Professional Liaison (see below).

The world is continually changing, so you need to keep abreast of what’s happening if you want to stay in control of your Personal Economy.

We are continually reviewing the information and data we provide to you, so that you can maintain a position of strength, no matter what state the economy is in.

What would happen if you did x, y or z? What might the benefits be? What are the potential risks? How could these actions affect other areas of your life? Complex scenarios require careful thought and attention before any action is taken.

We can engage in a detailed discussion with you, and map out different scenarios to illustrate what might happen if you make 'that next big move’. Foresight will allow you to maintain a clear perspective, so you can be confident that what you're about to do is the right move for you.

Do you have a Financial Advisor or Accountant you already work with? Would it benefit you if we could all work together?

We regularly liaise with other professionals who have an existing relationship with our clients, and the outcome of this can be extrememely effective. If you want to get their opinion on what we have presented, then you can get their advice to compliment your own thinking/ideas. Similarly, if they have provided you with advice about something, we can cross-check it with our own information to provide you with an unbiased second opinion to help you choose what's right.